What this tool shows

This interactive calculator breaks down where a tech paycheck actually goes — taxes, 401(k) contributions, housing (rent or own), childcare, and everyday living expenses — across eight US metros: Silicon Valley, San Francisco, New York City, Los Angeles, Seattle, Austin, Miami, and Denver — plus five international cities: London, Singapore, Tokyo, Seoul, and Taipei. It covers household profiles from single earners to dual-income families with kids, then shows what's left over each month and how the picture changes if housing costs were solved.

The calculator requires JavaScript. Without it, you can still explore the research behind it:

Your Housing Situation

after taxes · 401(k) · housing · all living expenses

The whole picture

Decide. Track. Learn.

This calculator is one of three ways whatsup.ai tracks what the AI economy does to your money.

Decide

Run the numbers on the choices that actually move your life.

Cost of Living — this page ↑ Buy vs. Rent → Layoff Survival → Buy hardware now? →

Track

Curated indexes of what AI is doing to jobs, hardware prices, and power bills.

Layoffs tracker → Hardware Index → Data Centers →

Learn

Money myths and AI-economy shifts, explained with plain math.

Knowledge Base → Why RAM prices exploded → AI and entry-level jobs →