Life Decision Calculator

What if I get laid off?

How long you can last, what salary you can live with, and what to do right now — personalized to your numbers.

How this calculator works

Enter your savings, monthly expenses, and expected severance. The calculator shows your financial runway in months, the minimum salary you could accept without going backwards, and a prioritized checklist of what to do in the first week — health insurance, unemployment filing, and spending cuts that buy you time.

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Your Situation

Tip: click any value to type an exact number.

Current salary $180,000

Total savings $50,000

Severance (weeks) 4 weeks

Monthly rent / mortgage $3,200

Other monthly expenses $2,500

Health insurance (COBRA/ACA) $650/mo

State California

How long can you last?

—

months of runway

Survival mode Cut discretionary spending by 40%

What if your next job pays less?

Next salary $180,000

Where that salary goes further

How long will the job search take?

What should you do right now?

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